The index is defined as the Prime Rate as of the first of each month. The A.P.R is based on the value of an index. *The Annual Percentage Rate (A.P.R.) on all variable rate advances may be adjusted on the 1st day of each month. Property must be a Single Family Non-Owner Occupied Residence in an incorporated area and not listed for sale only. The property must be located in Yolo, Sacramento, Placer, or El Dorado counties or within 50 miles of our corporate office.
The APR is accurate as of the effective date. Rates subject to change at any time.ġBased on loan balance of $10,000 or minimum amount required for term.ĢPayment per $1,000 is based on the minimum APR reflected at the maximum term available in range.Įffective Date: May 1, 2023. For additional details regarding a specific category, please consult a credit union member services officer.Įffective Date: May 1, 2023. A member's creditworthiness will be based, for example, on factors such as debt to income ratios, credit history, employment, etc. Rate and term will be determined by member's credit worthiness. Rates shown may not apply to every borrower, and the higher rates may be charged to other borrowers depending on their credit qualifications. Rates, Financing Amount and Terms: Some restrictions apply. Retired healthcare and first responder professionals also qualify for loan discount.
#GOLDENKEY YFCU PROFESSIONAL#
To receive the discount, the individual must be employed as a nurse, doctor, firefighter, police officer, paramedic, or support professional in the first responder or healthcare system at the time of application and provide proof of employment. Qualifying loan products include: Vehicle, Recreational Vehicle, Motorcycle, Boat, Real Estate, Home Equity, Signature, and Energy Saver Loans. 25% rate discount on qualifying fixed-rate loan products for healthcare and first responder professionals. Healthcare First Responder Discount: Yolo Federal Credit Union offers a. To qualify, the vehicle must meet the IRS guidelines for energy efficiency tax credits. Green Loans: Yolo Federal Credit Union offers a. Rates subject to change at any time.ġ Based on loan balance of $10,000 or minimum amount required for term.Ģ Payment per $1,000 is based on the minimum APR reflected at the maximum term available in range.ģ Mobility Loans: Extended terms from 85-120 months apply to vehicle loans with mobility options only. Savings or Share Certificate (CD) Secured LoansĪPR=Annual Percentage Rate.
#GOLDENKEY YFCU PLUS#
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